Available now at BluePoint Mortgage

Offer your clients a second mortgage using banks statements and other documentation!

Non-QM Seconds

If your borrower doesn’t qualify for a traditional 2nd mortgage, let’s go with a Non-QM Closed-End Second.

  • 660 Min. FICO
  • 50% Max DTI
  • Max CLTV up to 90% for Primary, up to 80% for Investment
  • Max Loan Amount up to $450K
  • Max Combined Liens up to $2MM
  • Full Doc: 12 Months W-2 or Tax Returns
  • Bank Statements: 12 Months Business or Personal/Business
  • Primary, 2nd Home, or Investment Properties
  • Available Terms: 10yr, 15yr, 20yr, 30yr