Investment Property Loans

Debt Service Coverage Ratio (DSCR)

Designed for borrowers who want to expand their real-estate investment portfolio using cash flow from rental property. No personal income required.


See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.

DSCR Calculator

Calculate the debt service coverage ratio for investment property loans.


  • Minimum FICO 620 (DSCR Platinum)
  • Up to 80% LTV
  • Loan Amount Up to $2M
  • No W2s, or Tax Returns Collected
  • DSCR <1.00 acceptable LTV restrictions apply
  • First Time Investors Allowed
  • 30 yr. & 40 yr. Interest-Only Available
  • No Ratio Available (DSCR Gold)
  • 1-4 Unit Properties
  • Warrantable Condos
  • Max cash-in-hand:
    • LTV/CLTV >70%: $300K
    • LTV/CLTV >65%-70%: $500K
    LTV/CLTV <=65%: $750K
  • State license not required in most states. See list of states

See product matrix for details