Investment Property Loans
Debt Service Coverage Ratio (DSCR)
Designed for borrowers who want to expand their real-estate investment portfolio using cash flow from rental property. No personal income required.
See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.
Calculate the debt service coverage ratio for investment property loans.
- Minimum FICO 620
- Up to 80% LTV
- Loan Amount Up to $2M
- No W2s, or Tax Returns Collected
- DSCR <1.00 acceptable LTV restrictions apply
- First Time Investors Allowed
- 30 yr. & 40 yr. Interest-Only Available
- No Ratio Available (DSCR Gold)
- 1-4 Unit Properties
- Warrantable Condos
- Max cash-in-hand:
• LTV/CLTV >70%: $300K
• LTV/CLTV >65%-70%: $500K
• LTV/CLTV <=65%: $750K
- State license not required in most states. See list of states
See product matrix for details