Investment Property Loans
Debt Service Coverage Ratio (DSCR)
Designed for borrowers who want to expand their real-estate investment portfolio using cash flow from rental property. No personal income required.
rentometer
See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.
DSCR Calculator
Calculate the debt service coverage ratio for investment property loans.
DSCR LOAN
- Minimum FICO 620 (DSCR Platinum)
- Up to 80% LTV
- Loan Amount Up to $2M
- No W2s, or Tax Returns Collected
- DSCR <1.00 acceptable LTV restrictions apply
- First Time Investors Allowed
- 30 yr. & 40 yr. Interest-Only Available
- No Ratio Available (DSCR Gold)
- 1-4 Unit Properties
- Warrantable Condos
- Max cash-in-hand:
• LTV/CLTV >70%: $300K
• LTV/CLTV >65%-70%: $500K
• LTV/CLTV <=65%: $750K - State license not required in most states. See list of states
See product matrix for details