bank statement loans

Mortgage option for self-employed borrowers

Qualify your borrower using 12 months of business or personal bank statements. No tax return required.


Being self-employed should not stop your borrower from buying a home or refinancing.

  • Minimum FICO 620
  • Up to 90% LTV on Purchase and Rate & Term Refinance
  • Up to 85% LTV on Cash-Out
  • Loan Amount Up to $3.5M
  • Interest-Only Available with 30 or 40 Years Term
  • Primary, Second Home & Investment
  • Our team calculates income for you

See product matrix for all details | Products subject to change without notice | Contact your AE for details.