Loan PRODUCTS
BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.
Conventional & Government Loans
Conventional
Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.
FHA
FHA Standard and FHA Streamline loan products.
VA
VA Standard and VA IRRRL home loan programs.
Temporary Buydown
Secure a lower monthly payment and lower interest rate for your borrower.
Prime Closed-End Second
a second mortgage that allows homeowners to tap into the equity of their home.
Zero-Down! 100% FHA Financing
Make homeownership more accessible for people who may not have the savings to make a down payment.
Non-QM Loans
DSCR
Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio. No personal income is required.
Bank Statement Loan
Mortgage option for self-employed borrowers. Qualify your borrower using 12 months of business or personal bank statements. No tax return required.
Full Doc
Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.
P&L Loan
Designed small business owners and self-employed homebuyers. No tax returns needed.
Closed-End Second (Non-QM)
We use your borrowers bank statements over the course of 12 months to prove income and get them set up for a 2nd mortgage.
Asset Utilization
Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…
1099 Loan
A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.