Loan PRODUCTS

BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.

Conventional & Government Loans

Conventional

Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.

FHA

FHA Standard and FHA Streamline loan products.

VA

VA Standard and VA IRRRL home loan programs.

Temporary Buydowns

Secure a lower monthly payment and lower interest rate for your borrower.

Non-QM Loans

DSCR

Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio. No personal income is required.

Bank Statement Loan

Mortgage option for self-employed borrowers. Qualify your borrower using 12 months of business or personal bank statements. No tax return required.

Full Doc

Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.

WVOE Loan

Does your borrower earn a good salary but can't show it on paper? No problem, qualify them with a WVOE only! No tax returns, W-2's, or bank statements needed.

P&L Loan

Designed small business owners and self-employed homebuyers. No tax returns needed.

Asset Utilization

Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…

1099 Loan

A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.