BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.
Conventional & Government Loans
Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.
FHA Standard and FHA Streamline loan products.
VA Standard and VA IRRRL home loan programs.
Secure a lower monthly payment and lower interest rate for your borrower.
Prime Closed-End Second
a second mortgage that allows homeowners to tap into the equity of their home.
Zero-Down! 100% FHA Financing
Make homeownership more accessible for people who may not have the savings to make a down payment.
Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio. No personal income is required.
Bank Statement Loan
Mortgage option for self-employed borrowers. Qualify your borrower using 12 months of business or personal bank statements. No tax return required.
Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.
Designed small business owners and self-employed homebuyers. No tax returns needed.
Closed-End Second (Non-QM)
We use your borrowers bank statements over the course of 12 months to prove income and get them set up for a 2nd mortgage.
Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…
A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.