BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.
Conventional & Government Loans
Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.
FHA Standard and FHA Streamline loan products.
VA Standard and VA IRRRL home loan programs.
Secure a lower monthly payment and lower interest rate for your borrower.
A home equity line of credit secured by a home that gives your borrower a revolving credit line
a second mortgage that allows homeowners to tap into the equity of their home
Zero-Down Home Loan
96.5% LTV FHA 30yr Fixed 1st combined with a 3.5% LTV 10yr Fixed 2nd
Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio. No personal income is required.
Bank Statement Loan
Mortgage option for self-employed borrowers. Qualify your borrower using 12 months of business or personal bank statements. No tax return required.
Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.
Does your borrower earn a good salary but can't show it on paper? No problem, qualify them with a WVOE only! No tax returns, W-2's, or bank statements needed.
Designed small business owners and self-employed homebuyers. No tax returns needed.
Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…
A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.
Closed-End Second (Non-QM)
We use your borrowers bank statements over the course of 12 months to prove income and get them set up for a 2nd mortgage.