100% FHA Financing

Offer your clients a zero-down home loan today!

100% FHA Financing

The biggest obstacle to homeownership for most first-time homebuyers is the lack of funds for a down payment.

  • 600 Min. FICO
  • Use up to 160% of area medium income
  • No DTI overlay with DU approval
  • No first-time homebuyer requirement
  • Non-occupant co-borrowers allowed
  • Conforming balance only
  • Product not available in MA, NY, or WA

Eligible Properties:

    • Single Family Residences
    • 2 units – LLPA applies
    • PUDs
    • Townhouses
    • Condominiums (Must not be in litigation). Must be FHA Approved
    • Double wide manufactured housing available
      see price sheet for LLPA

See product matrix for details