YEARS IN BUSINESS
Why Join?
• No assigned territories
• No retail division
• Competitive comp plans
• Dedicated support from Operations
• Extremely fast turn times
• Agency and Non-QM products
• In-house broker approval
• Licensed in 30+ states, and expanding
Marketing Support
• Daily Rate Sheet – Automatically sent
• SharpSpring CRM – Drive more leads
• White label marketing for your Brokers
• Marketing flyers & social media images
• In-house video production
• Personal webpage – Your own URL
• Strong tradeshow presence
Loan Products
BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.
Conventional & Government Loans
Conventional
Minimum FICO 620, No overlays, Manufactured home OK, 24 hr. Turn times!
FHA
Minimum FICO 550, Minimal overlays, Manufactured home OK, 24 hr. Turn times!
VA
Minimum FICO 620, No overlays, Manufactured home OK, 24 hr. Turn times!
Non-QM Programs
Loan amounts up to $3.5 million | LTV’s up to 90% | Minimum FICO 620.
DSCR
No personal income is required.
DSCR <1.00 acceptable with LTV restrictions
Better Pricing with 720+ FICO.
Bank Statement Loans
12 mo. of personal or business statements.
Fixed expense ratio of 50% OR minimum 10% expense ratio from CPA/EA.
Full Doc
Ideal for wage earners who have the income to support a conventional loan, but do not qualify for a traditional mortgage.
1099 Only Program
Qualifying Income is 24-months average from the total earnings reported
(10% Expense Factor).
P&L Only Program
Qualifying income is the net income from the P&L divided by the time period covered (24 months). Must be CPA or EA compiled.
Asset Utilization
Eligible assets are divided by 84 months to determine income. Minimum FICO 700. Maximum DTI 43%.
APPLY TODAY
Send us your resume using the form below.