bank statement loan

Qualify your borrowers using 12 months of their bank statements. No tax return required.
BluePoint Mortgage promotional graphic announcing that BluePoint is now live on Polly. The image features the BluePoint robot mascot holding a megaphone beside the Polly logo with text encouraging mortgage brokers to add BluePoint on Polly for live pricing and mortgage loan scenario comparison.
BluePoint Mortgage promotional graphic with a cheerful robot holding a wrench and bold text reading “Appraisal Transfers Accepted.” This image is part of a campaign encouraging mortgage brokers to bring over appraisals from other lenders and close faster with BluePoint’s flexible Non-QM loan options, including DSCR, Bank Statement, and P&L loans.

12-MONTH BANK
STATEMENT LOAN

HIGHLIGHTS:

  • Up to 90% LTV
  • 85% LTV, Min. FICO 680
  • 80% LTV, Min. FICO 660
  • 70% LTV, Min. FICO 620
  • Temporary Buydown Option Available
  • Max Loan Amount $3.5MM
  • 2-4 Unit Property, Max 85% LTV
  • Primary, Second Home & Investment
  • Our team calculates income for you!
  • 30yr and 40yr I/O term available (Fixed or ARM)

Matrices: