WVOE only loan
Ideal for cash earners
Qualify your borrower with a WVOE only. Ideal for wage earners who cannot provide W-2’s, paystubs, tax returns, or bank statements.
Being a cash earner should not stop your borrower from buying a home. No tax returns or W2’s required.
- Minimum FICO 660
- Up to 80% LTV on Purchase and R/T Refinance
- Up to 75% LTV on Cash-Out Refinance
- Interest-Only Available
- Primary Residence Only
- No W2’s, No Paystubs, No Tax Returns, No 4506-T
- No Bank Statements Required
- FNMA Form 1005 with 2-years history of employment in same industry and 1-year continuous at current job
- WVOE must be completed by HR, payroll, or officer of the company
See product matrix for more details.