WVOE LOAN

Being a cash earner should not stop your borrower from buying a home. No tax returns or W2’s required. 

• Minimum FICO 660
• Up to 80% LTV on Purchase and R/T Refinance
• Up to 75% LTV on Cash-Out Refinance
• Interest-Only Available
• Primary Residence Only
• No W2’s, No Paystubs, No Tax Returns, No 4506-T
• No Bank Statements Required
• FNMA Form 1005 with 2-years history of employment in same industry and 1-year continuous at current job
• WVOE must be completed by HR, payroll, or officer of the company

See product matrix for more details.