100% FHA Financing w/ 2-1 Temporary Buydown Option

(FHA) Home Loan

The lack of funds for a down payment is a major hurdle for most homebuyers. With our ZERO-DOWN (FHA) Home Loan, mortgage brokers have a unique opportunity to provide vital support and an innovative solution. 

  • 600 Min. FICO
  • 96.5% LTV FHA 30yr Fixed 1st combined with a 3.5% LTV 10yr Fixed 2nd
  • No DTI overlay with DU approval
  • No first-time homebuyer requirement
  • Non-occupant co-borrowers allowed
  • Conforming balance only
  • 2-1 temporary buydown option available
  • Product not available in MA, NY, or WA

Eligible Properties:

    • Single Family Residences
    • 2 units – LLPA applies
    • PUDs
    • Townhouses
    • Condominiums (Must not be in litigation). Must be FHA Approved
    • Double wide manufactured housing OK


Zero-Down FHA (G)

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