The VA Loan helps servicemembers, veterans, and eligible surviving spouses to become homeowners. The VA Loan was created by the Department of Veteran Affairs (VA) in 1944 to help secure welfare and homeownership for veterans and their families.  

What is a VA Loan?

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). It allows eligible veterans to purchase properties without a down payment. 

As with many loans, many factors strengthen a VA loan application, including income and credit. However, VA Loans offer some flexibility with credit, giving veterans more options for financing their new home. That means bad credit doesn’t have to be the end of the loan process for you. 

Benefits of a VA Loan

There are many reasons a VA loan may be the right mortgage program for you. It stands out among the crowd because of the plethora of benefits it offers. These include:

  • Low rates
  • Lenient Underwriting
  • Flexible qualification guidelines
  • No Down payment

Ultimately, the combination of benefits and low rates offered by a VA loan saves veterans and their families money upfront as well as in the long run. 

We Close Loans…That’s the Point!

Our team of professionals is here to help get mortgages funded fast and accurately. 

We work with the best of the best mortgage brokers, offering our expertise, resources and easy-to-use technology so the entire process is easier and helps you close loans faster — because that’s the point!