Closed-End
Second Mortgage

Ready to Expand Your Offerings?
Help your clients tap into their home’s equity with ease while maintaining their existing mortgage rates. Our Platinum Closed-End Second Mortgage is designed to give brokers like you the edge. Contact us today to learn more!

• FICOs as low as 680
• Max DTI 50%
• Min. Loan Amount: $150,000
• Max Loan Amount: $750K (Min. FICO 720)
• LTVs as high as 90% (Min. FICO 720)
• Fixed Rate – Fully amortizing terms of 10, 15, 20, 25 & 30 years

Closed-End 2nd BlueXpanded:

Bank Statements
12-months of business bank statements
Or, 12-months of Personal + 2-months of business

1099
1-Year 1099
Fixed Expense Ratio of 10%
YTD documentation to support continued receipt of income

Full-Doc
Self-Employed: 1-year personal and business (if applicable) Tax returns, YTD P&L, IRS Form 4506-C
Wage/Salary: 1-year Paystubs, W-2, IRS Forms 4506-C, Verbal VOE