Down payments as low as 3% • No mortgage insurance requirement • Min. FICO 640
Does your Borrower Qualify?

NoMoMI

Zero mortgage insurance requirements, Up to 97% CLTV/LTV for FTHB and 95% CLTV/LTV for Experienced Home Owners. Min. FICO 640 Financing available in designated income areas or census tracts.

  • Mortgage insurance NOT REQUIRED
  • Purchase only
  • Min. FICO 640
  • Min. loan amount $100K
  • 1-Unit (Including PUDs), Condos, 2-unit*
  • Available for designated income areas or census tracts

First-Time-Homebuyers:
Homeownership Education required

  • Min. FICO 640
  • Max LTV/CLTV 97%
  • Max LTV/CLTV 89.99% for 2-unit*
  • DTI’s 41% – 43%

Experienced Homeowner:
Homeownership Education not required

  • Min. FICO 680
  • Max LTV/CLTV 95%
  • DTI’s 41%
  • 2-months reserves

Matrix
Does your Borrower Qualify?

NoMoMI

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