Investment Property Loans

Debt Service Coverage Ratio (DSCR)

Designed for borrowers who want to expand their real-estate investment portfolio. Use cash flow from rental property to qualify, no personal income required.

DSCR LOAN

  • Minimum FICO 620
  • Up to 80% LTV
  • Loan Amount Up to $2M
  • No W2s, or Tax Returns Collected
  • DSCR <1.00 acceptable LTV restrictions apply
  • First Time Investors Allowed
  • 30 yr. & 40 yr. Interest-Only Available
  • No Ratio Available (DSCR Gold)
  • 1-4 Unit Properties
  • Warrantable Condos
  • Max cash-in-hand:
    • LTV/CLTV >70%: $300K
    • LTV/CLTV >65%-70%: $500K
    LTV/CLTV <=65%: $750K
  • State license not required in most states. See list of states

See product matrix for details

rentometer

See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.

DSCR Calculator

Calculate the debt service coverage ratio for investment property loans.

BUSINESS PURPOSE LOANS

No NMLS License Required in these States!

Alabama
Alaska*
Arkansas
Colorado
Connecticut
District of Columbia
Delaware
Florida*
Georgia*
Hawaii

 

Illinois
Indiana
Kansas*
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Mississippi
Missouri
New Hampshire
New Mexico
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
West Virginia
Wisconsin
Wyoming

*NMLS license not required if borrower is a LLC or Corp.

Non NMLS Origination OK