Investment Property Loans
Debt Service Coverage Ratio (DSCR)
Designed for borrowers who want to expand their real-estate investment portfolio. Use cash flow from rental property to qualify, no personal income required.
- Min. Loan Amount $125K
- Max Loan Amount $3MM
- 30 & 40 Yr. I/O Option Available
- LTVs as High as 80%
- FICOs as low as 620
- 2-4 Units
- Condos OK
- No W2s, or Tax Returns Collected
- First Time Investors Allowed
- Foreign Nationals OK
- Cash-out can be Used as Reserves
- Note: First-time homebuyers are NOT eligible for DSCR loans
State license not required in most states. See list of states
- No-Ratio DSCR (Gold)
Min FICO 740
Max 75% LTV
Max Loan Amount $1MM
- No Reserve Requirement (Platinum)
≤ 70% LTV
Max Loan Amount $1.5MM
- Maximize Your Cash-out (Titanium & Gold)
LTV/CLTV ≤ 70%
See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.
Calculate the debt service coverage ratio for investment property loans.
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BUSINESS PURPOSE LOANS
No NMLS License Required in these States!
District of Columbia
*Borrower must be a LLC or Corp.