Investment Property Loans
Debt Service Coverage Ratio (DSCR)
Designed for borrowers who want to expand their real-estate investment portfolio. Use cash flow from rental property to qualify, no personal income required.
- Minimum FICO 620 (DSCR Platinum)
- Up to 80% LTV
- Loan Amount Up to $3MM
- No W2s, or Tax Returns Collected
- DSCR <1.00 acceptable LTV restrictions apply
- First Time Investors Allowed
- 30 yr. & 40 yr. Interest-Only Available
- No Ratio Available (DSCR Gold)
- 1-4 Unit Properties
- Warrantable Condos
- Max cash-in-hand:
• LTV/CLTV > 70%: $300K
• LTV/CLTV > 65%-70%: $500K
• LTV/CLTV ≤ 65%: $750K
- State license not required in most states. See list of states
See product matrix for details
See historical rental trends for any given area. A custom rent analysis will be emailed to you directly by clicking on the button below and completing the form.
Calculate the debt service coverage ratio for investment property loans.
BUSINESS PURPOSE LOANS
No NMLS License Required in these States!
District of Columbia
*NMLS license not required if borrower is a LLC or Corp.