P&L ONLY loans

Ideal for self-employed borrowers

Designed small business owners and self-employed homebuyers. No tax return, bank statements, or any other income documents needed, just a 2-year P&L statement can help your borrower today. 


Qualify your borrower based on the strength of their business with a 24-month CPA/EA prepared Profit & Loss Statement only.

  • Minimum FICO 620
  • Max DTI 50%
  • Loan Amount Up to $3.5M
  • Up to 80% LTV on Purchase and Rate & Term Refinance
  • Up to 75% LTV on Cash-Out
  • Interest-Only Available with 30 or 40 Year Term
  • Primary, Second Home & Investment OK
  • First Time Homebuyers OK
  • No tradeline requirements with 3 credit scores

See product matrix for all details | Products subject to change without notice | Contact your AE for details.