EOTM

Recruiting

Approved In the Aloha State (Hawaii)

Non-QM

Top Wholesale Lender

Wholesale Lending, It’s All We Do.

%

WHOLESALE

YEARS IN BUSINESS

Choose BluePoint

BluePoint Mortgage, a leading wholesale mortgage residential lender headquartered in Orange County, California, is dedicated to providing its broker partners with knowledge and best-in-class service. With over 30 years in the industry, BluePoint Mortgage has earned the trust of its broker partners and has quickly risen to become one of the nation’s top wholesale lenders.

Our broker partners have access to exceptional resources and pricing on Non-QM, Conventional, VA and FHA loan programs. BluePoint Mortgage is licensed to lend in 30 states and is expanding its footprint across the country.

Knowledgeable account executives and operations staff are ready to provide outstanding service and unmatched broker support.

With an unwavering focus on the wholesale lending channel, BluePoint is here to help brokers gain a larger share of the mortgage market.

We invite you to become an approved broker and enjoy a level of service and speed that is unrivaled in wholesale lending. Discover why over 2,500 brokers rely on BluePoint Mortgage for their lending needs.

Loan Products

BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.

Conventional & Government Loans

Conventional

Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.

FHA

FHA Standard and FHA Streamline loan products.

VA

VA Standard and VA IRRRL home loan programs.

Non-QM Programs

DSCR

Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio using cash flow from rental property. No personal income is required.

Bank Statement Loans

Mortgage option for self-employed borrowers. Qualify your borrower using 12 months business or personal bank statements. No tax return required.

Full Doc

Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.

1099 Only Program

A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.

P&L Only Program

Designed small business owners and self-employed homebuyers. No tax return, bank statements, or any other income documents needed, just a 2-year P&L statement can help your borrower today.

Asset Utilization

Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…