Dream For All

The CalHFA Dream For All program provides first-time homebuyers with up to 20% of the home purchase price to be used for down payment and/or closing costs.

  • Up to 20% of home purchase.
  • Shared Appreciation Loan with CalHFA first mortgage.
  • First-time homebuyers only.
  • Min. FICO 680 with 45% DTI
  • Max DTI 50% with 700+ FICO

    See product matrix for details