Dream For All (2024)

The California Dream For All Shared Appreciation Loan Program, is aimed at enabling first-generation Californians to own homes. This program, notable for its down payment assistance via a shared appreciation model. Key benefits include:

  • Up to 20% Down Payment Assistance: Offers significant financial support for down payments or closing costs, capped at $150,000.
  • Shared Appreciation Model: Repayment with the home’s value increase, promoting community investment.
  • First-Generation Homebuyer Focus: Specifically targets individuals aiming to be the first in their family to own property, addressing gaps in homeownership access and equity.
  • 30-Year Fixed-Rate Term
  • Statewide Availability:Open to eligible buyers purchasing owner-occupied homes anywhere in California.
  • Comprehensive Broker Support: BluePoint Mortgage provides unparalleled support to mortgage brokers, including training, marketing materials, and dedicated service representatives to assist with any queries or concerns.

CalHFA Dream For All Handbook

CalHFA Dream For All Income Limits