Wholesale Lending, It’s All We Do.

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WHOLESALE

YEARS IN BUSINESS

Choose BluePoint

BluePoint Mortgage is committed to helping independent mortgage brokers gain a larger share of the market by providing excellent service and a seamless process that will offer a better experience for their borrowers.

With over 30 years in the industry and an unwavering focus on the wholesale channel, BluePoint Mortgage has been able to consistently provide its brokers with exceptional resources and pricing on investment property loans (DSCR), bank statement loans, various non-QM products, as well as Conventional, VA and FHA programs.

Our knowledgeable Account Executives are ready to pick up the phone, respond to your emails, and would be happy to provide product training and education sessions.

BluePoint Mortgage has been recognized as a top wholesale mortgage lender by Scotsman Guide and has been awarded Top Workplace by the OC Register multiple years in a row. We invite you to become an approved broker and enjoy a level of service that is unrivaled in wholesale lending. Discover why over 2,500 mortgage brokers rely on BluePoint Mortgage for their lending needs.

Loan Products

BluePoint Mortgage is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, which allows us to offer a wide range of flexible mortgage solutions that suit your borrowers. BluePoint Mortgage also offers Non-QM solutions for your underserved borrowers, such as small business owners, investors, and self-employed individuals.

Conventional & Government Loans

Conventional

Fannie Mae, Blaze, HomeReady, Freddie Mac, and Home Possible.

FHA

FHA Standard and FHA Streamline loan products.

VA

VA Standard and VA IRRRL home loan programs.

Temporary Buydowns

Secure a lower monthly payment and lower interest rate for your borrower.

Non-QM Loans

DSCR

Debt Service Coverage Ratio. Investment property loans designed for borrowers who want to expand their real-estate investment portfolio. No personal income is required.

Bank Statement Loan

Mortgage option for self-employed borrowers. Qualify your borrower using 12 months of business or personal bank statements. No tax return required.

Full Doc

Ideal for wage earners & self-employed borrowers. Designed for borrowers who have the income to support a conventional loan, but do not qualify for a traditional mortgage.

WVOE Loan

Does your borrower earn a good salary but can't show it on paper? No problem, qualify them with a WVOE only! No tax returns, W-2's, or bank statements needed.

P&L Loan

Designed small business owners and self-employed homebuyers. No tax returns needed.

Asset Utilization

Ideal for retired individuals, investors, and entrepreneurs. Use Liquid Assets to Qualify your borrower for a home loan such as checking, saving, stocks, IRA, 401K, and more…

1099 Loan

A great mortgage option for independent contractors such as photographers, bloggers, website designers, gig workers, landscapers, bookkeepers, actors, musicians, and Realtors.